Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München (MURGY) Q3 2024 Earnings Call Transcript

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Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München (MURGY) Q3 2024 Earnings Call Transcript

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München (OTCPK:MURGY) Q3 2024 Earnings Conference Call November 7, 2024 3:00 AM ET

Company Participants

Christian Becker-Hussong - Head, Investor & Rating Agency Relations

Christoph Jurecka - Chief Financial Officer

Conference Call Participants

Andrew Baker - Goldman Sachs

Michael Huttner - Berenberg Bank

Kamran Hossain - JPMorgan

Ivan Bokhmat - Barclays

Vinit Malhotra - Mediobanca

Ismael Dabo - Morgan Stanley

James Shuck - Citi

William Hardcastle - UBS

Faizan Lakhani - HSBC

Shanti Kang - Bank of America

Christian Becker-Hussong

Yes. Thank you, Moritz, and good morning, everyone. A warm welcome to Munich Re's Q3 2024 Earnings Call. Today is business as usual. Our CFO, Christoph Jurecka, will start with his opening remarks before we will go into Q&A.

With that, I hand it over to Christoph right away.

Christoph Jurecka

Well, thank you, Christian. Yes, good morning, everybody, also from my side. It's always a pleasure to present our numbers to you. And yes, I'll go into my introduction right away. We had a prerelease already, so you're aware of the fact that we achieved a net result of €930 million in Q3, which was impacted by above-average major losses from natural catastrophes.

While the nat cat losses are inherent to our business model, and we are being paid for taking it off our books, prices must continue to reflect the underlying risks and incentivize risk mitigation. With another year of industry nat cat losses above USD 100 billion, the demand remains high as clients seek protection against volatility in their books. Against this background, I'm very pleased that our underlying performance across all lines of business remains very sound and increasing diversification of our earnings profile is paying off. We were able to largely compensate for a lower Q3 result in P&C reinsurance with continued strong earnings in life reinsurance, a solid

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